The token creation flow is equivalent for users and accounts, except for the authorization url (including the optional query parameter prompt only available to the user token authorization url). Users will also see slightly different descriptions on the consent screen for the requested scopes based on whether permission is being granted for a user token or an account token.
Most use cases are built using user tokens. If you're unsure about which is right for you, see Access Token Types and review what is required for the OAuth 2.0 endpoints you intend to use.
- User token endpoint
https://lucid.app/oauth2/authorize
- Account token endpoint
https://lucid.app/oauth2/authorizeAccount
Note
Users in the FedRAMP environment will use different authorization endpoints. See Lucid's FedRAMP environment.